APY = Annual Percentage Yield. APR = Annual Percentage Rate. Rates and APYs accurate as of 4/1/2022. Rates subject to change at any time without notice. Fees may reduce earnings.

Product Packages and Deposit Rates

Product Balance to Earn Dividends APY Compounded
Essential Savings Account $500 0.05% Monthly
Special Savings Account $500 0.05% Monthly
Premier - Checking $500 0.03% Monthly
Elite - Checking $1,000 0.05% Monthly
Exclusive - Checking $2,500 0.18% Monthly
Holiday Club $500 0.05% Monthly
IRA 0.05% Monthly

Money Market Learn More

Balance to Earn Dividends APY Compounded
$0 - $1,999.99 0.05% Monthly
$2,000 - $9,999.99 0.08% Monthly
$10,000.00 - $24,999.99 0.10% Monthly
$25,000.00 - $49,999.99 0.15% Monthly
$50,000.00 - $99,999.99 0.18% Monthly
$100,000.00+ 0.20% Monthly

Certificates of Deposit Learn More

Term Balance to Earn Dividends APY Compounded
3 Month CD $500.00 0.10% Maturity
6 Month CD $500.00 0.15% Maturity
12 Month CD $500.00 0.30% Quarterly
24 Month CD $500.00 0.40% Quarterly
36 Month CD $500.00 0.50% Quarterly
48 Month CD $500.00 0.60% Quarterly
60 Month CD $500.00 0.70% Quarterly

Early withdrawals may result in a loss of 90 - 180 days of interest.

Auto Loans Learn More

Type APR
New/Refinanced Auto Loans, 2022-2021 as low as 2.49% APR
Used Auto Loans, 2020-2017 as low as 3.24% APR
Used Auto Loans, 2016 and Older as low as 5.24% APR
Classic Auto Loan, 1977 and Older as low as 5.99% APR

Rate may vary based on credit score and loan-to-value. Rates subject to change at anytime without notice

Home Equity Loans Learn More

Type Term Amount APR
Home Equity (Closed End) * 5 Year Term $5,000 - $200,000 As low as 4.24%
Home Equity (Closed End) * 10 Year Term $10,000 - $200,000 As low as 5.35%
Home Equity (Closed End) * 15 Year Term $15,000 - $200,000 As low as 5.60%
Home Equity Line of Credit** (HELOC) 10 Year Draw, 15 Year Payback Period $10,000 - $200,000 As low as 2.49%

*APR=Annual Percentage Rate. Approval and actual rate offered is based on your credit score, term, amount, collateral, and loan-to-value. Offer applies only to principal residences in the state of Michigan. Excludes manufactured homes not on a permanent foundation. Minimum loan amount is $5,000 and the maximum is $200,000. Rates and Terms subject to change. Consult with a reliable tax advisor about the deductibility of home equity loan interest. Other conditions may apply. Federally Insured by NCUA. Equal Housing Opportunity.

**APR = annual percentage rate. The introductory APR of 2.49% is for home equity line of credit accounts only and applies to balances on the first six monthly statement cycles after the account open date, which changes to a variable APR as low as 3.50% at the end of the introductory period. This variable rate is based on a 75% Loan to Value (LTV). Your margin, rate and payment may differ based upon loan amount, collateral value and credit history. To receive this rate, the application must be submitted between May 1 and Oct. 31, 2022. This special offer is for a limited time only and cannot be combined with any other offers or special promotions. Members with an existing HELOC are not eligible for this offer. After the introductory rate expires, your rate will never be lower than 3% or higher than 18%. APR is a variable rate that will change based on the prime rate as published in the Money Rates section of The Wall Street Journal (currently 3.50% as of March 17, 2022) plus or minus a margin. A security interest will be taken in your home. Consult with a reliable tax advisor about the deductibility of home equity loan interest. Parkside reserves the right to modify or end this offer at any time. Subject to credit approval. Equal Housing Opportunity. Federally Insured by NCUA.

Other Loans

Type APR
Camper or Motorhome as low as 3.74% APR
Boat as low as 3.74% APR
Motorcycle as low as 3.74% APR
Powersports (ATVs, jet skis, snowmobiles) as low as 6.74% APR
Rewards Visa® Credit Card AS LOW AS 9.99% APR
Personal Loans (Unsecured) as low as 9.99% APR
Revolving Line of Credit as low as 15.75% APR

Rate may vary based on credit score and loan-to-value. Rates subject to change at anytime without notice