APY = Annual Percentage Yield. APR = Annual Percentage Rate. Rates effective as of 10/1/2020. Rates subject to change at any time without notice. Fees may reduce earnings.
Product Packages and Deposit Rates
| Product | Balance to Earn Dividends | APY | Compounded |
|---|---|---|---|
| Savings Account | $500 | 0.05% | Monthly |
| Premier - Checking | $500 | 0.03% | Monthly |
| Elite - Checking | $1,000 | 0.05% | Monthly |
| Exclusive - Checking | $2,500 | 0.18% | Monthly |
| Holiday Club | $500 | 0.05% | Monthly |
| IRA | – | 0.05% | Monthly |
Money Market Learn More
| Balance to Earn Dividends | APY | Compounded |
|---|---|---|
| $0 - $1,999.99 | 0.05% | Monthly |
| $2,000 - $9,999.99 | 0.08% | Monthly |
| $10,000.00 - $24,999.99 | 0.10% | Monthly |
| $25,000.00 - $49,999.99 | 0.15% | Monthly |
| $50,000.00 - $99,999.99 | 0.18% | Monthly |
| $100,000.00+ | 0.20% | Monthly |
Certificates of Deposit Learn More
| Term | Balance to Earn Dividends | APY | Compounded |
|---|---|---|---|
| 3 Month CD | $500.00 | 0.10% | Maturity |
| 6 Month CD | $500.00 | 0.15% | Maturity |
| 12 Month CD | $500.00 | 0.30% | Quarterly |
| 24 Month CD | $500.00 | 0.40% | Quarterly |
| 36 Month CD | $500.00 | 0.50% | Quarterly |
| 48 Month CD | $500.00 | 0.60% | Quarterly |
| 60 Month CD | $500.00 | 0.70% | Quarterly |
Early withdrawals may result in a loss of 90 - 180 days of interest.
Auto Loans Learn More
| Type | APR |
|---|---|
| New/Refinanced Auto Loans, 2021-2020 | as low as 1.99% APR |
| Used Auto Loans, 2019-2016 | as low as 2.24% APR |
| Used Auto Loans, 2015 and Older | as low as 3.24% APR |
| Classic Auto Loan, 1977 and Older | as low as 4.24% APR |
Rate may vary based on credit score and loan-to-value. Rates subject to change at anytime without notice
Home Equity Loans
| Type | Term | Amount | APR |
|---|---|---|---|
| Home Equity (Closed End) * | 5 Year Term | $5,000 - $200,000 | As low as 3.99% |
| Home Equity (Closed End) * | 10 Year Term | $10,000 - $200,000 | As low as 5.10% |
| Home Equity (Closed End) * | 15 Year Term | $15,000 - $200,000 | As low as 5.35% |
| Home Equity Line of Credit** | 10 Year Draw, 15 Year Payback Period | $10,000 - $200,000 | As low as 3.25% |
*APR=Annual Percentage Rate. Approval and actual rate offered is based on your credit score, term, amount, collateral, and loan-to-value. Offer applies only to principal residences in the state of Michigan. Excludes manufactured homes not on a permanent foundation. Minimum loan amount is $5,000 and the maximum is $200,000. Rates and Terms subject to change. Consult with a reliable tax advisor about the deductibility of home equity loan interest. Excludes Home Equity Line of Credit. Other conditions may apply. Federally Insured by NCUA. Equal Housing Opportunity.
Other Loans
| Type | APR |
|---|---|
| Camper or Motorhome | as low as 4.24% APR |
| Boat | as low as 4.24% APR |
| Motorcycle | as low as 4.24% APR |
| Powersports | as low as 7.24% APR |
| Visa® Credit Cards - Platinum |
AS LOW AS 8.99% APR |
| Visa® Credit Cards - Rewards |
AS LOW AS 9.99% APR |
| Personal Loans (Unsecured) | as low as 8.99% APR |
| Revolving Line of Credit | as low as 15.75% APR |
Rate may vary based on credit score and loan-to-value. Rates subject to change at anytime without notice