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APY = Annual Percentage Yield. APR = Annual Percentage Rate. Rates effective as of 1/1/2019. Rates subject to change at any time without notice. Fees may reduce earnings.
| Balance | Minimum Required Opening Deposit | Rate | APY |
| $0 - $10,000 | $25 | 1.98% | 2.00% |
| $10,000+ | $25 | 0.25% | 2.00% to 0.41% |
| All balances if qualifications not met | $25 | 0.01% | 0.01% |
Qualifications
Earning the full rewards is so easy, you're probably already doing it! To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:
If you don't meet the qualifications one month, don't worry. There is no penalty, and you still have a free checking account that earns our base interest rate. Plus, you can get back to earning really high interest and nationwide ATM fee refunds the very next month.
| Product | Balance to Earn Dividends | Rate | APY |
|---|---|---|---|
| Regular Savings | $500.00 | 0.10% | 0.10% |
| Holiday Club | $500 | 0.10% | 0.10% |
| IRA | – | 0.50% | 0.50% |
| Balance to Earn Dividends | Rate | APY | Compounded |
|---|---|---|---|
| $0 - $1,999.99 | 0.10% | 0.10% | Monthly |
| $2,000 – $9,999.99 | 0.15% | 0.15% | Monthly |
| $10,000.00 – $24,999.99 | 0.20% | 0.20% | Monthly |
| $25,000.00 – $49,999.99 | 0.30% | 0.30% | Monthly |
| $50,000.00 - $99,999.99 | 0.40% | 0.40% | Monthly |
| $100,000.00 + | 0.50% | 0.50% | Monthly |
| Term | Balance to Earn Dividends | Rate | APY |
| 3 Month CD | $500.00 - $99,999.99 | 0.20% | 0.20% |
| 3 Month CD | $100,000+ | 0.30% | 0.30% |
| 6 Month CD | $500.00 - $99,999.99 | 0.30% | 0.30% |
| 6 Month CD | $100,000+ | 0.40% | 0.40% |
| 9 Month CD | $500.00 - $99,999.99 | 0.35% | 0.35% |
| 9 Month CD | $100,000+ | 0.45% | 0.45% |
| 12 Month CD | $500.00 - $99,999.99 | 0.50% | 0.50% |
| 12 Month CD | $100,000+ | 0.60% | 0.60% |
| 13 Month CD Special | $500.00 - $99,999.99 | 2.00% | 1.98% |
| 13 Month CD Special | $100,000+ | 2.10% | 2.08% |
| 18 Month CD | $500.00 - $99,999.99 | 0.90% | 0.90% |
| 18 Month CD | $100,000+ | 1.00% | 1.00% |
| 24 Month CD | $500.00 - $99,999.99 | 1.00% | 1.00% |
| 24 Month CD | $100,000+ | 1.10% | 1.10% |
| 36 Month CD | $500.00 - $99,999.99 | 1.15% | 1.14% |
| 36 Month CD | $100,000+ | 1.25% | 1.24% |
| 48 Month CD | $500.00 - $99,999.99 | 1.25% | 1.24% |
| 48 Month CD | $100,000+ | 1.35% | 1.34% |
| 60 Month CD | $500.00 - $99,999.99 | 1.75% | 1.74% |
| 60 Month CD | $100,000+ | 1.85% | 1.84% |
Early withdrawals may result in a loss of 90 - 180 days of interest. Parkside Credit Union reserves the right to require a higher minimum deposit based on the terms of a limited time offer promotion. 13-month CD promotion: New money only. Runs through March 31, 2019.
| Type | APR |
| New/Refinanced Auto Loans | as low as 3.24% APR* |
| Used Auto Loans 2017-2014 | as low as 3.74% APR* |
| Used Auto Loans 2013 and Older | as low as 5.74% APR* |
| Classic Auto Loan 1977 & Older | as low as 4.99% APR* |
| Semi Truck 2019-2017 | as low as 8.74% APR* |
| Semi Truck 2016 and older | as low as 11.24% APR* |
| Type | APR |
| Camper or Motorhome | as low as 5.24% APR* |
| Boat | as low as 5.24% APR* |
| Motorcycle | as low as 5.24% APR* |
| Powersports | as low as 7.24% APR* |
| Visa® Credit Cards - Platinum |
as low as 8.99% APR* |
| Visa® Credit Cards - Rewards |
as low as 9.99% APR* |
| Home Equity Line of Credit | see branch office |
| Home Equity Loan | see branch office |
| Personal Loans (Unsecured) | as low as 9.24% APR |
| Revolving Line of Credit | as low as 13.75% APR |
*Rate may vary based on credit score and loan-to-value. Rates subject to change at anytime without notice.
