Rates

APY = Annual Percentage Yield. APR = Annual Percentage Rate. Rates effective as of 1/1/2019. Rates subject to change at any time without notice. Fees may reduce earnings.

Product Packages and Deposit Rates

Product Balance to Earn Dividends Rate APY
Savings Account $500 0.10% 0.10%
Essential - Savings $500 0.10% 0.10%
Premier - Savings $500 0.10% 0.10%
Premier - Checking $500 0.10% 0.10%
Elite - Savings $500 0.10% 0.10%
Elite - Checking $1,000 0.20% 0.20%
Exclusive - Savings $500 0.10% 0.10%
Exclusive - Checking $2,500 0.50% 0.50%
Holiday Club $500 0.10% 0.10%
IRA – 0.50% 0.50%

 

Money Market Learn More

Balance to Earn Dividends Rate APY Compounded
$0 - $1,999.99 0.10% 0.10% Monthly
$2,000 - $9,999.99 0.15% 0.15% Monthly
$10,000.00 - $24,999.99 0.20% 0.20% Monthly
$25,000.00 - $49,999.99 0.30% 0.30% Monthly
$50,000.00 - $99,999.99 0.40% 0.40% Monthly
$100,000.00+ 0.50% 0.50% Monthly

Certificates of Deposit Learn More

Term Balance to Earn Dividends Rate APY
3 Month CD $500.00 - $99,999.99 0.20% 0.20%
3 Month CD $100,000+ 0.30% 0.30%
6 Month CD $500.00 - $99,999.99 0.30% 0.30%
6 Month CD $100,000+ 0.40% 0.40%
9 Month CD $500.00 - $99,999.99 0.35% 0.35%
9 Month CD $100,000+ 0.45% 0.45%
12 Month CD $500.00 - $99,999.99 0.50% 0.50%
12 Month CD $100,000+ 0.60% 0.60%
18 Month CD $500.00 - $99,999.99 0.90% 0.90%
18 Month CD $100,000+ 1.00% 1.00%
24 Month CD $500.00 - $99,999.99 1.00% 1.00%
24 Month CD $100,000+ 1.10% 1.10%
36 Month CD $500.00 - $99,999.99 1.15% 1.14%
36 Month CD $100,000+ 1.25% 1.24%
48 Month CD $500.00 - $99,999.99 1.25% 1.24%
48 Month CD $100,000+ 1.35% 1.34%
60 Month CD $500.00 - $99,999.99 1.75% 1.74%
60 Month CD $100,000+ 1.85% 1.84%

Early withdrawals may result in a loss of 90 - 180 days of interest.

Auto Loans Learn More

Type APR
New/Refinanced Auto Loans as low as 3.24% APR*
Used Auto Loans 2017-2014 as low as 3.74% APR*
Used Auto Loans 2013 and Older as low as 5.74% APR*
Classic Auto Loan 1977 & Older as low as 4.99% APR*

Other Loans

Type APR
Camper or Motorhome  as low as 5.24% APR*
Boat as low as 5.24% APR*
Motorcycle as low as 5.24% APR*
Powersports as low as 7.24% APR*
Visa® Credit Cards - Platinum

AS LOW AS 8.99% APR*
Visa® Credit Cards - Rewards

AS LOW AS 9.99% APR*
Home Equity Line of Credit see branch office
Home Equity Loan see branch office
Personal Loans (Unsecured) as low as 9.24% APR
Revolving Line of Credit as low as 15.75% APR

*Rate may vary based on credit score and loan-to-value. Rates subject to change at anytime without notice