Rates

APY = Annual Percentage Yield. APR = Annual Percentage Rate. Rates effective as of 2/14/2017. Rates subject to change at any time without notice. Fees may reduce earnings.

Kasasa Cash* See Details

Balance Minimum Required Opening Deposit Rate APY
$0 - $10,000 $25 1.98% 2.00%
$10,000+ $25 0.25% 2.00% to 0.41%
All balances if qualifications not met $25 0.01% 0.01%

Qualifications

Earning the full rewards is so easy, you're probably already doing it! To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled in and agree to receive e-statements
  • Be enrolled in and log in to online banking

If you don't meet the qualifications one month, don't worry. There is no penalty, and you still have a free checking account that earns our base interest rate. Plus, you can get back to earning really high interest and nationwide ATM fee refunds the very next month.

Share Accounts

ProductBalance to Earn DividendsRateAPY
Regular Savings $500.00 0.10% 0.10%
Holiday Club $500 0.10% 0.10%
IRA – 0.80% 0.80%

Money Market See Details

Balance to Earn DividendsRateAPYCompounded
$0 - $1,999.99 0.10% 0.10% Monthly
$2,000 – $9,999.99 0.15% 0.15% Monthly
$10,000.00 – $24,999.99 0.20% 0.20% Monthly
$25,000.00 – $49,999.99 0.25% 0.25% Monthly
$50,000.00 - $99,999.99 0.30% 0.30% Monthly
$100,000.00 + 0.35% 0.35% Monthly

Certificates of Deposit See Details

Term Balance to Earn Dividends Rate APY
3 Month CD $500.00 - $99,999.99 0.20% 0.20%
3 Month CD $100,000+ 0.30% 0.30%
6 Month CD $500.00 - $99,999.99 0.25% 0.25%
6 Month CD $100,000+ 0.35% 0.35%
9 Month CD $500.00 - $99,999.99 0.35% 0.35%
9 Month CD $100,000+ 0.45% 0.45%
12 Month CD $500.00 - $99,999.99 0.50% 0.50%
12 Month CD $100,000+ 0.60% 0.60%
18 Month CD $500.00 - $99,999.99 0.90% 0.90%
18 Month CD $100,000+ 1.00% 1.00%
24 Month CD $500.00 - $99,999.99 0.95% 0.95%
24 Month CD $100,000+ 1.05% 1.05%
36 Month CD $500.00 - $99,999.99 1.05% 1.05%
36 Month CD $100,000+ 1.15% 1.16%
48 Month CD $500.00 - $99,999.99 1.20% 1.21%
48 Month CD $100,000+ 1.30% 1.31%
60 Month CD $500.00 - $99,999.99 1.50% 1.51%
60 Month CD $100,000+ 1.60% 1.61%
15 Month CD Special1 $500 - $99,999.99 0.95% 0.95%
15 Month CD Special1 $100,000+ 1.05% 1.05%

Early withdrawals may result in a loss of 90 - 180 days of interest. Parkside Credit Union reserves the right to require a higher minimum deposit based on the terms of a limited time offer promotion.

1 APY = Annual Percentage Yield, advertised rate is effective March 1, 2017 – May 31, 2017 and is subject to change without notice. $500 minimum deposit required to open with maximum deposit of $500,000. New money only. Interest is compounded quarterly and paid at maturity. Penalty for early withdrawal may apply. At CD maturity, funds will automatically roll into member’s share savings account. Cannot be combined with any other interest-increasing offer. Membership with Parkside Credit Union required.

Auto Loans See Details

Type APR
New/Refinanced Auto Loans as low as 1.99% APR*
Used Auto Loans 2016-2012 as low as 2.24% APR*
Used Auto Loans 2011 and Older as low as 4.24% APR*
Classic Auto Loan 1977 & Older as low as 3.74% APR*
Semi Truck 2018-2016 as low as 7.24% APR*
Semi Truck 2015 and older as low as 9.74% APR*

Other Loans

Type APR
Camper or Motorhome  as low as 3.99% APR*
Boat as low as 3.99% APR*
Motorcycle as low as 3.99% APR*
Powersports as low as 5.99% APR*
Visa® Credit Cards - Platinum

as low as 8.99% APR*
Visa® Credit Cards - Rewards

as low as 9.99% APR*
Home Equity Line of Credit see branch office
Home Equity Loan see branch office
Personal Loans (Unsecured) as low as 8.49% APR
Revolving Line of Credit as low as 13.75% APR

*Rate may vary based on credit score and loan-to-value. Rates subject to change at anytime without notice.