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APY = Annual Percentage Yield. APR = Annual Percentage Rate. Rates effective as of 1/1/2019. Rates subject to change at any time without notice. Fees may reduce earnings.
| Product | Balance to Earn Dividends | Rate | APY |
|---|---|---|---|
| Regular Savings | $500.00 | 0.10% | 0.10% |
| Holiday Club | $500 | 0.10% | 0.10% |
| IRA | – | 0.50% | 0.50% |
| Balance to Earn Dividends | Rate | APY | Compounded |
|---|---|---|---|
| $0 - $1,999.99 | 0.10% | 0.10% | Monthly |
| $2,000 – $9,999.99 | 0.15% | 0.15% | Monthly |
| $10,000.00 – $24,999.99 | 0.20% | 0.20% | Monthly |
| $25,000.00 – $49,999.99 | 0.30% | 0.30% | Monthly |
| $50,000.00 - $99,999.99 | 0.40% | 0.40% | Monthly |
| $100,000.00 + | 0.50% | 0.50% | Monthly |
| Term | Balance to Earn Dividends | Rate | APY |
| 3 Month CD | $500.00 - $99,999.99 | 0.20% | 0.20% |
| 3 Month CD | $100,000+ | 0.30% | 0.30% |
| 6 Month CD | $500.00 - $99,999.99 | 0.30% | 0.30% |
| 6 Month CD | $100,000+ | 0.40% | 0.40% |
| 9 Month CD | $500.00 - $99,999.99 | 0.35% | 0.35% |
| 9 Month CD | $100,000+ | 0.45% | 0.45% |
| 12 Month CD | $500.00 - $99,999.99 | 0.50% | 0.50% |
| 12 Month CD | $100,000+ | 0.60% | 0.60% |
| 18 Month CD | $500.00 - $99,999.99 | 0.90% | 0.90% |
| 18 Month CD | $100,000+ | 1.00% | 1.00% |
| 24 Month CD | $500.00 - $99,999.99 | 1.00% | 1.00% |
| 24 Month CD | $100,000+ | 1.10% | 1.10% |
| 36 Month CD | $500.00 - $99,999.99 | 1.15% | 1.14% |
| 36 Month CD | $100,000+ | 1.25% | 1.24% |
| 48 Month CD | $500.00 - $99,999.99 | 1.25% | 1.24% |
| 48 Month CD | $100,000+ | 1.35% | 1.34% |
| 60 Month CD | $500.00 - $99,999.99 | 1.75% | 1.74% |
| 60 Month CD | $100,000+ | 1.85% | 1.84% |
Early withdrawals may result in a loss of 90 - 180 days of interest.
| Type | APR |
| New/Refinanced Auto Loans | as low as 3.24% APR* |
| Used Auto Loans 2017-2014 | as low as 3.74% APR* |
| Used Auto Loans 2013 and Older | as low as 5.74% APR* |
| Classic Auto Loan 1977 & Older | as low as 4.99% APR* |
| Type | APR |
| Camper or Motorhome | as low as 5.24% APR* |
| Boat | as low as 5.24% APR* |
| Motorcycle | as low as 5.24% APR* |
| Powersports | as low as 7.24% APR* |
| Visa® Credit Cards - Platinum |
as low as 8.99% APR* |
| Visa® Credit Cards - Rewards |
as low as 9.99% APR* |
| Home Equity Line of Credit | see branch office |
| Home Equity Loan | see branch office |
| Personal Loans (Unsecured) | as low as 9.24% APR |
| Revolving Line of Credit | as low as 15.75% APR |
*Rate may vary based on credit score and loan-to-value. Rates subject to change at anytime without notice.
