APY = Annual Percentage Yield. APR = Annual Percentage Rate. Rates effective as of 8/5/2019. Rates subject to change at any time without notice. Fees may reduce earnings.
Product Packages and Deposit Rates
| Product | Balance to Earn Dividends | Rate | APY |
|---|---|---|---|
| Savings Account | $500 | 0.10% | 0.10% |
| Essential - Savings | $500 | 0.10% | 0.10% |
| Premier - Savings | $500 | 0.10% | 0.10% |
| Premier - Checking | $500 | 0.10% | 0.10% |
| Elite - Savings | $500 | 0.10% | 0.10% |
| Elite - Checking | $1,000 | 0.20% | 0.20% |
| Exclusive - Savings | $500 | 0.10% | 0.10% |
| Exclusive - Checking | $2,500 | 0.50% | 0.50% |
| Holiday Club | $500 | 0.10% | 0.10% |
| IRA | – | 0.50% | 0.50% |
Money Market Learn More
| Balance to Earn Dividends | Rate | APY | Compounded |
|---|---|---|---|
| $0 - $1,999.99 | 0.10% | 0.10% | Monthly |
| $2,000 - $9,999.99 | 0.15% | 0.15% | Monthly |
| $10,000.00 - $24,999.99 | 0.20% | 0.20% | Monthly |
| $25,000.00 - $49,999.99 | 0.30% | 0.30% | Monthly |
| $50,000.00 - $99,999.99 | 0.40% | 0.40% | Monthly |
| $100,000.00+ | 0.50% | 0.50% | Monthly |
Certificates of Deposit Learn More
| Term | Balance to Earn Dividends | Rate | APY |
|---|---|---|---|
| 3 Month CD | $500.00 - $99,999.99 | 0.20% | 0.20% |
| 3 Month CD | $100,000+ | 0.30% | 0.30% |
| 6 Month CD | $500.00 - $99,999.99 | 0.30% | 0.30% |
| 6 Month CD | $100,000+ | 0.40% | 0.40% |
| 9 Month CD | $500.00 - $99,999.99 | 0.35% | 0.35% |
| 9 Month CD | $100,000+ | 0.45% | 0.45% |
| 12 Month CD | $500.00 - $99,999.99 | 0.50% | 0.50% |
| 12 Month CD | $100,000+ | 0.60% | 0.60% |
| 18 Month CD | $500.00 - $99,999.99 | 0.90% | 0.90% |
| 18 Month CD | $100,000+ | 1.00% | 1.00% |
| 24 Month CD | $500.00 - $99,999.99 | 1.00% | 1.00% |
| 24 Month CD | $100,000+ | 1.10% | 1.10% |
| 36 Month CD | $500.00 - $99,999.99 | 1.14% | 1.15% |
| 36 Month CD | $100,000+ | 1.24% | 1.25% |
| 48 Month CD | $500.00 - $99,999.99 | 1.24% | 1.25% |
| 48 Month CD | $100,000+ | 1.34% | 1.35% |
| 60 Month CD | $500.00 - $99,999.99 | 1.74% | 1.75% |
| 60 Month CD | $100,000+ | 1.84% | 1.85% |
Early withdrawals may result in a loss of 90 - 180 days of interest.
Auto Loans Learn More
| Type | APR |
|---|---|
| New/Refinanced Auto Loans, 2020-2019 | as low as 3.24% APR* |
| Used Auto Loans, 2018-2015 | as low as 3.74% APR* |
| Used Auto Loans, 2014 and Older | as low as 5.74% APR* |
| Classic Auto Loan, 1977 and Older | as low as 4.99% APR* |
Other Loans
| Type | APR |
|---|---|
| Camper or Motorhome | as low as 4.99% APR* |
| Boat | as low as 4.99% APR* |
| Motorcycle | as low as 4.99% APR* |
| Powersports | as low as 7.24% APR* |
| Visa® Credit Cards - Platinum |
AS LOW AS 8.99% APR* |
| Visa® Credit Cards - Rewards |
AS LOW AS 9.99% APR* |
| Home Equity Line of Credit | see branch office |
| Home Equity Loan | see branch office |
| Personal Loans (Unsecured) | as low as 9.24% APR |
| Revolving Line of Credit | as low as 15.75% APR |
*Rate may vary based on credit score and loan-to-value. Rates subject to change at anytime without notice