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Rates

Stressing about upcoming expenses? A flexible HELOC can help you finance whatever it is you need. As a revolving line of credit, just apply once and then tap into your funds as you need them.

  • Competitive rates for several ongoing or seasonal needs:
    • Education expenses
    • Major life events
    • Major home improvements
    • Debt consolidation
    • Emergency reserve
    • And much more!
  • The existing equity in your home is used as collateral backing
  • Accommodating repayment terms that work uniquely for you
  • Funds available anytime without reapplying; apply once, then use repeatedly thereafter
  • Revolving credit — as principal is repaid, more becomes available for use
  • Funds easily available via transfers to a specified Parkside checking account
  • Set up automatic payments to be deducted from your account monthly
  • Local decision-making and processing
  • Attentive, friendly service from start to finish

SPECIAL PROMOTION

Want a home equity line of credit with a low rate and no fees? No problem. Parkside wants you to enjoy the flexibility and freedom of a no-fee home equity line of credit. With an introductory rate of 3.49% APR* for 6 months and absolutely no fees, new and existing members can save up to $700 on this special offer.

Here are the details:

  • 3.49% introductory rate for 6 months (new HELOCs only)
  • Absolutely no fees -- no appraisal fee, no title fee, no credit report fee, no flood determination fee, and no recording fee
  • Must act between May 1 and October 31, 2019

HELOC

For qualified borrowers. Eligibility is based on individual credit history, collateral value, and proof of income. Rates and terms subject to change at any time without notice.