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Rates

Stressing about upcoming expenses? A flexible HELOC can help you finance whatever it is you need. As a revolving line of credit, just apply once and then tap into your funds as you need them.

  • Competitive rates for several ongoing or seasonal needs:
    • Education expenses
    • Major life events
    • Major home improvements
    • Debt consolidation
    • Emergency reserve
    • And much more!
  • The existing equity in your home is used as collateral backing
  • Accommodating repayment terms that work uniquely for you
  • Funds available anytime without reapplying; apply once, then use repeatedly thereafter
  • Revolving credit — as principal is repaid, more becomes available for use
  • Funds easily available via transfers to a specified Parkside checking account
  • Set up automatic payments to be deducted from your account monthly
  • Local decision-making and processing
  • Attentive, friendly service from start to finish

Special Promotion

What’s on your to-do list? A home equity line of credit from Parkside Credit Union gives you the cash on hand to do what you want to do. With an introductory rate of 1.99% APR* for six months, you get the money to get things done!

For qualified borrowers. Eligibility is based on individual credit history, collateral value, and proof of income. Rates and terms subject to change at any time without notice.

*APR = annual percentage rate. The introductory APR of 1.99% is for home equity line of credit accounts only and applies to balances on the first six monthly statement cycles after the account open date, which changes to a variable APR as low as 3.25% at the end of the introductory period. Your margin, rate and payment may differ based upon loan amount, collateral value and credit history. To receive this rate, the application must be submitted between May 1 and Oct. 31, 2021. This special offer is for a limited time only and cannot be combined with any other offers or special promotions. Members with an existing HELOC are not eligible for this offer. After the introductory rate expires, your rate will never be lower than 3% or higher than 18%. APR is a variable rate that will change based on the prime rate as published in the Money Rates section of The Wall Street Journal (currently 3.25% as of March 2, 2021) plus or minus a margin. A security interest will be taken in your home. Consult with a reliable tax advisor about the deductibility of home equity loan interest. Parkside reserves the right to modify or end this offer at any time. Subject to credit approval. Equal Housing Opportunity. Federally Insured by NCUA.

Parkside Credit Union Main Office: 1747 S. Newburgh Rd., Westland, MI 48186