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It can happen to anyone — forget to make a deposit or miscalculate a balance and, suddenly, you've incurred an overdraft fee. Our overdraft options keep enough in your account so you can avoid overdrawing.

Variety of options to suit your needs:

  • Overdraft Transfer Service 
    • Once set up, this protection will automatically transfer funds from your savings account or other account to cover items presented for payment when your checking account does not have sufficient available funds to cover the transaction.
  • Courtesy Pay
    • Additional line of defense when there are not sufficient available funds in your overdraft protection account(s) to cover a transaction. Checking accounts are automatically qualified for Courtsey Pay after 90 days*.
  • Overdraft Line of Credit

Learn More

View our Standard Overdraft Protection vs. Courtesy Pay document to help clarify the difference between these two options.

Find out more about overdrafts by reading our What You Need to Know About Overdrafts & Overdraft Fees document.

Opt In/Opt Out

Fill out this form to opt in or out of overdraft protection.

 

*Please refer to the overdrafts section of the Membership Agreement and our Overdraft Policy for additional important information regarding overdrafts