Rates

Loan Rates

New/Preowned Auto Loans 2012-2014
Term APR*
Up to 48 Months 2.25%
Up to 60 Months 2.75%
Up to 72 Months 3.75%
Pre-Owned Auto Loans 2009-2011
Term APR*
Up to 48 Months 3.25%
Up to 60 Months 3.75%
Up to 72 Months 4.75%
Pre-Owned Auto Loans 2008 and Older
Term APR*
Up to 24 Months 5.50%
Up to 36 Months 6.00%
Up to 48 Months 7.00%
Classic Auto 1989 & Older, Fully Restored
Term APR*
Up to 60 Months 4.75%
Up to 84 Months 5.25%
Up to 120 Months 6.50%
Motor Homes, Campers, Boats
Term APR*
Up to 60 Months 3.49%
Up to 72 Months 4.49%
Up to 84 Months 5.49%
Up to 120 Months 6.49%
Motorcycles
Term APR*
Up to 36 Months 2.99%
Up to 60 Months 3.49%
Up to 72 Months 4.49%
Up to 84 Months 5.49%
Unsecured Loans
Term APR*
Up to 48 Months 9.49%
Up to 60 Months 10.49%
Revolving Line of Credit
Term APR*
N/A 13.75%
VISA™ Credit Card
Type APR*
Platinum 8.99%
Gold 9.99%
Classic 11.99%
Home Equity Loan
Up to 90% Loan-To-Value APR*
Line of Credit 5.00%
7 Year 5.00%
12 Year 5.50%

*APR=Annual Percentage Rate. Rate may vary based on credit score and loan-to-value. Rates subject to change at anytime without notice.

Share Rates

Product Minimum Balance Rate APY*
Regular Savings $500.00 0.10% 0.10%
Lay-a-way Savings $300.00 0.20% 0.20%
Holiday Club - 0.10% 0.10%
Money Market $2,000 – $39,999.99 0.15% 0.15%
$40,000.00 – $79,999.99 0.20% 0.20%
$80,000.00 – $99,999.99 0.25% 0.25%
$100,000.00 + 0.30% 0.30%
IRA - 1.00% 1.00%
Certificates of Deposit
91 Day Certificate $500.00 0.20% 0.20%
182 Day Certificate $500.00 0.25% 0.25%
9 Month Certificate $500.00 0.35% 0.35%
1 Year Certificate $500.00 0.45% 0.45%
18 Month Certificate $500.00 0.50% 0.50%
2 Year Certificate $500.00 0.55% 0.55%
30 Month Certificate $500.00 0.65% 0.65%
3 Year Certificate $500.00 0.75% 0.75%
4 Year Certificate $500.00 1.00% 1.00%
5 Year Certificate $500.00 1.25% 1.26%

*APY = Annual Percentage Yield. Rates subject to change at anytime without notice.

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