Rates

Effective: March 18, 2015

Loan Rates

Auto Loans
New/Pre-Owned Auto Loans 2014-2012 as low as 2.25% APR*
Pre-Owned Auto Loans 2011-2009 as low as 3.25% APR*
Pre-Owned Auto Loans 2008 and Older as low as 5.50% APR*
Classic Auto Loan 1989 & Older, Fully Restored as low as 4.75% APR*
Recreational Loans
Motor Homes, Campers, Boats as low as 3.49% APR*
Motorcycles as low as 2.99% APR*
Visa® Credit Cards
Platinum as low as 8.99% APR*
Gold as low as 9.99% APR*
Classic as low as 11.99% APR*
Home Equity Loans
Home Equity Line of Credit see branch office
Home Equity Loan see branch office
Other Consumer Loans
Personal Loans (Unsecured) as low as 9.49% APR*
Revolving Line of Credit as low as 13.75% APR*

*APR=Annual Percentage Rate. Rate may vary based on credit score and loan-to-value. Rates subject to change at anytime without notice.

Share Rates

Product Minimum Balance Rate APY*
Regular Savings $500.00 0.10% 0.10%
Holiday Club - 0.10% 0.10%
Money Market $2,000 – $39,999.99 0.15% 0.15%
$40,000.00 – $79,999.99 0.20% 0.20%
$80,000.00 – $99,999.99 0.25% 0.25%
$100,000.00 + 0.30% 0.30%
IRA - 1.00% 1.00%
Certificates of Deposit
91 Day Certificate $500.00 0.20% 0.20%
182 Day Certificate $500.00 0.25% 0.25%
9 Month Certificate $500.00 0.35% 0.35%
1 Year Certificate $500.00 0.45% 0.45%
18 Month Certificate $500.00 0.50% 0.50%
2 Year Certificate $500.00 0.55% 0.55%
30 Month Certificate $500.00 0.65% 0.65%
3 Year Certificate $500.00 0.75% 0.75%
4 Year Certificate $500.00 1.00% 1.00%
5 Year Certificate $500.00 1.25% 1.26%

*APY = Annual Percentage Yield. Rates subject to change at any time without notice. Fees may reduce earnings. A fee may be charged for early withdrawal of a fixed-term certificate or IRA. Rates for accounts are variable and may change after account opening.

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