Savings & Certificates

At Parkside Credit Union, we are here to help with all of your savings needs. Whether you’re just starting out, or saving for the long-term, we have a program to help you get the most out of your money. Click here for our current rates

Share Savings

Begin your credit union membership with a $5.00 deposit into your savings account. This $5.00 deposit must remain in your account in order to maintain your membership privileges, and for you to participate in the services available. This account may be used for the automatic transfers of loan payments, insurance payments, mortgage payments and transfers to other Parkside accounts.  You will also earn dividends on balances of $500 or more. Click here for our current rates

Holiday Clubs

Save separately for your holiday shopping or a special vacation in a Holiday Club Account. Open your account with any amount. Make deposits through direct deposit, payroll deduction, ATM, by mail or in person. Your money will automatically transfer into your savings account and be available on the first business day of November. Dividends are declared and paid monthly. Click here for our current rates

Lay-a-way Savings

Another great way to save! With a minimum deposit of $300.00 you can save for that special project or event. First, determine the amount you will need. Next, determine when you want the money available. This account, similar to the Holiday Club, is set to have an annual maturity at which time the funds will roll over into your regular savings account. Your options for available funds are June 1, August 1 or November 1. Dividends are declared monthly and paid at maturity. Funds taken prior to maturity will not earn any interest. Click here for our current rates

Money Market Accounts

Earn higher rates of return with the Parkside Money Market Account. Open your account with a minimum balance of only $2,000. Maintain a minimum balance of $2,000 to earn interest and keep the account open. Deposits and withdrawals can be made at any time. Dividends are declared and paid monthly.  Our money market is tiered:  the higher the balance, the higher the interest. The tiers are set as follows: $2,000.00-$39,999.99; $40,000.00-$79,999.99; $80,000-$99,999.99 and $100,000 and above.  Check our current rates.

Certificates of Deposit

Certificates are another great way to save and earn a higher rate of return. With the different maturity options you have the ability to plan for the use of the funds at a later date. Choose from a wide range of certificate terms from three months to five years, all with a minimum deposit of only $500*. Dividends declared and paid monthly. Click here for our current rates

*Parkside Credit Union reserves the right to require a higher minimum deposit based on the terms of a limited time offer promotion.

NCUA Insured

Each credit union members’ account is insured up to the current limit approved by the National Credit Union Administration (NCUA), an agency of the U.S. government.

Additional Insurance

As of July 2003, Parkside Credit Union has qualified to insure member savings accounts with the highest combination of federal/private savings insurance available to consumers.

This coverage is a combination of the current NCUA limit per member provided by the National Credit Union Administration, an agency of the federal government, and an additional $250,000 per member provided by the Excess Share Insurance Corporation (ESI), a licensed property and casualty insurer. ESI accepts only credit unions meeting strict underwriting criteria, and therefore insures many of the nation’s most respected credit unions.

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