Savings & Certificates

At Parkside Credit Union, we have a variety of programs to help you get the most for your money. Click here for today’s rates!

Share Savings

Begin your credit union membership with a $5.00 deposit into your savings account. This $5.00 must remain on deposit in order to maintain your membership privileges, and to participate in the services available. Earn dividends on balances of $500 or more.

Holiday Clubs

Save separately for your holiday shopping or a special vacation in a Holiday Club Account. Open your account with any amount. Make deposits through direct deposit, payroll deduction, ATM, by mail or in person. Your money will automatically transfer into either your checking or savings account and be available on the first business day of November. Dividends are declared and paid monthly.

Money Market Accounts

Earn higher rates of return with the Parkside Money Market Account. Open your account with a minimum balance of only $2,000. Maintain a minimum balance of $2,000 to earn interest and keep the account open. Deposits and withdrawals can be made at any time. Dividends are declared and paid monthly.  Our money market is tiered:  the higher the balance, the higher the interest. The tiers are set as follows: $2,000.00-$39,999.99; $40,000.00-$79,999.99; $80,000-$99,999.99 and $100,000 and above.  Check our current rates.

Certificates of Deposit

Certificates are another great way to save and earn a higher rate of return. With the different maturity options you can have the ability to plan for the use of the funds at a later date. Choose from a wide range of certificate terms from three months to five years, all with a minimum deposit of only $500*. The dividend payment can either remain in your certificate, or you can arrange to have it transferred to your savings or checking account, or we will mail you a check.

*Parkside Credit Union reserves the right to require a higher minimum deposit based on the terms of a limited time offer promotion.

NCUA Insured

Each credit union member’s account is insured up to the current limit approved by the National Credit Union Administration (NCUA), an agency of the U.S. government. IRAs are insured up to an additional $250,000.

Additional Insurance

As of July 2003, Parkside Credit Union has qualified to insure member savings accounts with the highest combination of federal/private savings insurance available to consumers.

This coverage is a combination of the current NCUA limit per member provided by the National Credit Union Administration, an agency of the federal government, and an additional $250,000 per member provided by the Excess Share Insurance Corporation (ESI), a licensed property and casualty insurer. ESI accepts only credit unions meeting strict underwriting criteria, and therefore insures many of the nation’s most respected credit unions.

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